Housing Killers & Creators
The California Building Industry Association (CBIA) has released its 2025 Housing Killers and Creators list—highlighting key legislation that could significantly impact the state’s housing crisis.
Bills on the Housing Killers list would worsen the crisis by driving up costs, adding delays, and creating new obstacles to homebuilding. In contrast, bills on the Housing Creators list aim to remove barriers to construction and support the development of much-needed housing across California.
This annual list is designed to spotlight which proposals should be challenged, improved, or championed in the effort to solve California’s housing crisis.

Housing Killers

Housing Creators
Bills on the 2025 Housing Killers list would make the housing policy crisis worse by increasing cost, time, and hurdles to build homes in the state.
Substantially broadens the California Environmental Quality Act (CEQA) consultation process with California Native American tribes. However, it does so in a way that could create an indefinite CEQA review cycle, leaving projects without certainty—even after environmental documents are certified and all necessary permits have been approved. Moreover, AB 52 could require projects to be permanently halted even after construction has begun. This approach overlooks the comprehensive tribal consultation process already built into the early stages of project planning, which is specifically designed to surface and address these critical issues upfront—helping to prevent delays and ensure timely delivery of much-needed housing for California families.
Poses a significant barrier to the development of new rental housing by making California’s existing rent control laws even more restrictive. AB 1157, among other provisions, extends rent control to single-family homes and condominiums owned by individuals and families—many of whom are already struggling with rising costs for maintenance, insurance, and utilities. In a market already challenged by high interest rates, tariffs, and soaring construction costs, this bill further discourages both private and institutional investment, ultimately leading to fewer homes being built for California’s families.
Exacerbates California’s housing crisis by imposing burdensome new water quality regulations on housing projects and introducing a broad private right of action that would allow anyone to sue homebuilders—potentially recovering attorney’s fees and triggering significantly higher penalties. While proponents argue that SB 601 is needed in response to a U.S. Supreme Court decision limiting federal regulations, the bill as written goes far beyond what federal law previously required. Moreover, SB 601 eliminates a critical safeguard that requires regional water boards and the State Water Resources Control Board to consider economic impacts, housing needs, recycled water use, and feasibility when issuing discharge requirements or permits. This safeguard was originally enacted to ensure housing considerations were integrated into water regulation decisions.
SB 682 (Allen) | Environmental health: product safety: perfluoroalkyl and polyfluoroalkyl substances
Grants the Department of Toxic Substances Control unchecked authority to determine which building products can be used in housing construction, imposing sweeping and arbitrary restrictions that would severely disrupt homebuilding across California. By banning essential materials – from heat pumps to electrical cabling – SB 682 drives up housing costs, jeopardizes safety, and further exacerbates the state’s housing crisis.
Bills on the 2025 Housing Creators list reduce barriers to home construction or help address the need for more houses in California.
Increases stability of the insurance market and helps address the housing crisis by authorizing the California Infrastructure and Economic Development Bank (IBank), upon the request of the California Fair Access to Insurance Requirements Plan (FAIR Plan), to issue bonds, increase liquidity and claims-paying capacity of the FAIR Plan, and repay bonds issued for that purpose.
Establishes minimum uniform, consistent, transparent, fair, and effective standards for holding public agencies accountable when a court finds they have violated housing reform laws. Specifically, AB 712 ensures that if a housing development applicant sues a public agency to enforce these laws and wins the case, they are entitled to recover reasonable attorney’s fees and legal costs.
Eliminates unnecessary costs and delays to housing production by prohibiting local governments from requiring duplicative bonding or other financial assurances related to subdivision improvements that will be privately owned and maintained.
Expedites the approval of housing by shortening the time frame for state and regional agencies to approve or disapprove applications for housing development projects for which they are a responsible agency, but not the lead agency.
Provides greater certainty for housing developers by ensuring that the regulations and requirements set by state and regional agencies are fixed at the time a project application is submitted. It also requires these agencies to apply a “reasonable person” standard when determining whether a proposed housing project aligns with relevant regulatory plans.
Plugs gaps in the permitting process by requiring state and regional agencies to post their application requirements online, and by ensuring that all decisions are either covered by the “shot clocks” included in the Permit Streamlining Act or post-entitlement permit statutes.

Housing Killers
Adds residential housing to the state’s Anti-Trust Law, Unfair Business Practices law, and Unfair Competition Law. It would expand the scope of residential housing regulations in the state and create more barriers to investments in home construction, ultimately impacting housing affordability for residents. Additionally, the bill may also limit competition during California’s ongoing housing crisis, further reducing choices for consumers.
Requires contractors and subcontractors contracting with a state agency to certify that the wood used in their projects is not sourced from certain regions. It is in direct opposition to the rigorous sustainable practices and certification standards that North America currently upholds. Developing a redundant program will disrupt lumber supply to California during an existing housing shortage increasing the cost of housing and waste the state’s already limited resources.
Creates a sweeping and complex new regulatory program at the Department of Toxic Substances Control to regulate all commercial and consumer products that may contain perfluoroalkyl and polyfluoroalkyl substances. This incredibly far-reaching bill could potentially outlaw essential building products such as heat pumps and electrical wiring that have been mandated by the state of California to help achieve climate and energy objectives and are crucial in creating safe, affordable, and sustainable low-carbon homes. This measure could have a significant impact on California’s green housing market and the ability to meet important environmental goals.

Housing Creators
Bills on the Housing Creators list reduce barriers to home construction or help address the need for more houses in California.
Places a school bond on the November 2024 statewide ballot which will allow for the construction and modernization of safe schools and the construction of more housing. Without this bond, California home builders cannot build homes that are attainable for middle class families. AB 247 is crucial for ensuring that our school facilities keep up with the changing needs of our students and teachers. It will secure funding to construct new schools, modernize older school buildings, improve technology, and upgrade security. New and updated school facilities, which are significantly more energy efficient, are needed to help California achieve its climate goals.
Adds stability to California’s home and commercial insurance marketplace by authorizing the California FAIR Plan Association to request the California Infrastructure and Economic Development Bank to issue bonds and would authorize the bank to issue those bonds. The current insurance crisis is impacting many Californians, including those who live in single family homes and condominiums. Serving as a safety net for consumers when they need it most, this bill aims to strengthen the FAIR Plan’s financial stability in the event of major catastrophes, allowing it to serve as a reliable insurance option until the market stabilizes. This will better protect homeowners and buyers who are unable to secure coverage in the traditional insurance market.
- Will the bill constrain or increase housing production and supply?
- Will it increase or decrease the cost to build houses?
- Will it make housing even more expensive or less expensive for Californians?
- Will it make any of the processes associated with homebuilding such as the entitlement, approval, or permitting processes more complicated, difficult, and lengthy or less complicated, difficult, or lengthy?
- Does it discourage or encourage homeownership?
- Does it increase or decrease regulatory barriers?
- Will it encourage or discourage unnecessary lawsuits aimed at new home construction?
- Does the bill balance the housing crisis unfairly on the backs of a few versus a more egalitarian distribution or equally serve all Californians buying their first home?

Housing Killers

Housing Creators
2024 Housing Killers
Adds residential housing to the state’s Anti-Trust Law, Unfair Business Practices law, and Unfair Competition Law. It would expand the scope of residential housing regulations in the state and create more barriers to investments in home construction, ultimately impacting housing affordability for residents. Additionally, the bill may also limit competition during California’s ongoing housing crisis, further reducing choices for consumers.
Requires contractors and subcontractors contracting with a state agency to certify that the wood used in their projects is not sourced from certain regions. It is in direct opposition to the rigorous sustainable practices and certification standards that North America currently upholds. Developing a redundant program will disrupt lumber supply to California during an existing housing shortage increasing the cost of housing and waste the state’s already limited resources.
Creates a sweeping and complex new regulatory program at the Department of Toxic Substances Control to regulate all commercial and consumer products that may contain perfluoroalkyl and polyfluoroalkyl substances. This incredibly far-reaching bill could potentially outlaw essential building products such as heat pumps and electrical wiring that have been mandated by the state of California to help achieve climate and energy objectives and are crucial in creating safe, affordable, and sustainable low-carbon homes. This measure could have a significant impact on California’s green housing market and the ability to meet important environmental goals.
2024 Housing Creators
Places a school bond on the November 2024 statewide ballot which will allow for the construction and modernization of safe schools and the construction of more housing. Without this bond, California home builders cannot build homes that are attainable for middle class families. AB 247 is crucial for ensuring that our school facilities keep up with the changing needs of our students and teachers. It will secure funding to construct new schools, modernize older school buildings, improve technology, and upgrade security. New and updated school facilities, which are significantly more energy efficient, are needed to help California achieve its climate goals.
Adds stability to California’s home and commercial insurance marketplace by authorizing the California FAIR Plan Association to request the California Infrastructure and Economic Development Bank to issue bonds and would authorize the bank to issue those bonds. The current insurance crisis is impacting many Californians, including those who live in single family homes and condominiums. Serving as a safety net for consumers when they need it most, this bill aims to strengthen the FAIR Plan’s financial stability in the event of major catastrophes, allowing it to serve as a reliable insurance option until the market stabilizes. This will better protect homeowners and buyers who are unable to secure coverage in the traditional insurance market.
- Will the bill constrain or increase housing production and supply?
- Will it increase or decrease the cost to build houses?
- Will it make housing even more expensive or less expensive for Californians?
- Will it make any of the processes associated with homebuilding such as the entitlement, approval, or permitting processes more complicated, difficult, and lengthy or less complicated, difficult, or lengthy?
- Does it discourage or encourage homeownership?
- Does it increase or decrease regulatory barriers?
- Will it encourage or discourage unnecessary lawsuits aimed at new home construction?
- Does the bill balance the housing crisis unfairly on the backs of a few versus a more egalitarian distribution or equally serve all Californians buying their first home?